[Tenacious 1]

No, he is broke with three properties in foreclosure.

I heard he was also adopted.

[Gabrial]

Adam Smith is no financial genius.

“My current credit score is in low 500’s (was 780 about 6 months ago) due to missing payments on two credit cards, one mortgage and two HELOCs. I've settled both credit cards and one of the HELOCs. So, no chance of refi, I think.”

http://www.loansafe.org/forum/ask-attorneys/12668-az-loan-mod-wf-vs-deed-lieu.html