“My current credit score is in low 500’s (was 780 about 6 months ago) due to missing payments on two credit cards, one mortgage and two HELOCs. I've settled both credit cards and one of the HELOCs. So, no chance of refi, I think.”
http://www.loansafe.org/forum/ask-attorneys/12668-az-loan-mod-wf-vs-deed-lieu.html
OMG!!! A CFO with a credit score of 500??????? OMG!! That’s the score of a MORON!! A MORON with NO SCRUPLES.