You make sense, I’ll reserve judgment. When you are a PI, other than being paid to be a PI, what actions do you take that any other citizen could not? As far as I know, PIs have no special police power, no access to records not accessible to the general public, etc. Other than being paid to investigate, what distinguishes a PI from any other citizen?
You are right; however, for the most part another person can do what most PI's do, they just can't charge for it. A lot of states treat their licensing like any other profession, so it's more for the protection of the consumer who may engage a PI service, so that consumer knows that the licensee has met a minimum of qualifications regulated by the state.