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You can buy bulky 22 kt chains in the gold shops that have links that are precise fractions of a tael weights and are sold for the current exchange price of gold. That and other standard weight pieces of jewelry seem to be the most popular way to save. People don't save money in banks and putting VN currency in a jar is apt to leave you with a jar of pretty paper in a few years suitable only for burning at funerals. People also save USD$100s because they "increase" in value relative to the VNĐồng. Some folks, mainly upper level bureaucrats and party folks, save 1 tael ingots which are, I think, 37 grams. Chinese tael ingots also circulate and they vary depending on their city of origin. I gave my hostess a Mary medal that is .1 tael and marked on the back as such.