[AndyJackson]

Within ten years the property we just missed being able to purchase, increased 400% in value. That equity would have served my family incredibly well.

You tell a touching story that many of us can share in. But you the wrong culprits for this. The heroes of your story are Greenspan, Bernanke and the system of rapid expansion of credit/debt that they have fostered.

[DoughtyOne]

I appreciate your take on it, but around 1982, my son was one of about three children in his class that was White. The room was run by the illegal immigrant children, and they ganged up on my kid during recess breaks too.

This was not a problem of easy credit. It was a problem of easy criminality at the local level.