I might need to retire to Italy.
Me too......
It could well be more than half. That would not surprise me. I am just not so good with money myself that I can be “holier than thou” on the issue. I am blessed with a solid enough income and low enough structural expenses that I have the luxury of living without high debt. I owe on my 15 year mortgage but otherwise pay off my credit card every month and try not to live above my means. Unfortuntely, I don’t live much below my means, so I’m no angel. I certainly would have no trouble getting $2,000 or $10,000 or what reasonable amount of money in short order. I’m not that bad.
As far as retiring to Italy, I am stuck in America by choice. I will flee California as soon as I retire, but I will never live outside the USA. If the nation goes to hell, I’ll just go down with her, but not with the bat on my shoulder. I’ll go down shooting and not blanks either.