WHEN AMERICA IS NOT AMERICA ANY MORE
Dr. David Janda explains rationing (obamacare)
Listen to Krauthammer on Omamacare impact on the USA, (you have to put up with the commercial)
Yea, real efficient. Real cost-cutting.
It’s just a case of having power over you.
Myra Liarson (NPR) in unarmed combat with Charles Krauthammer called FSA’s tax-subsidized!!!!
She claimed that because FSAs are tax-deductible, other people were required to pay taxes to make up for them.
These libs are insane!!!!
Hey, it’s not really your body, ya know. Just ask the DEA.
I have a health savings account (HSA) which requires that I have a high deductible health insurance plan - I pay for any needed Dr.'s visits and prescriptions other than preventative up to a very high deductible, up to a couple thousand dollars. So, I'm now going to have to pay $100+ dollars for a bottle of aspirin that cost me < $5.00 before. This is basically a nullification of any benefits for my HSA.
You know, true Americans WAAAYYY underestimated the magnitude of oppression of this "healthcare" legislation when it was proposed. But I guess "we had to pass it to know what's in it."
I had to look it up to see what a flex spending account was:
“The most common type of FSA is used to pay for medical expenses not paid for by insurance; this usually means deductibles, co payments, and coinsurance for the employee’s health plan, but may also include expenses not covered by the health plan, such as dental and vision expenses and over-the-counter drugs including a first aid kit.”
There are two things here that strike me as interesting about this rule. Flex spending accounts are tax free up to the maximum donation allowed so this will serve to make these plans much more difficult to use and kill the programs.
But that’s not the most interesting thing going on here. According to the FOX report it may be cheaper for some to just get prescription medicine if they have a good copay from their insurance plan. I can see the fingerprints of prescription drug company lobbyists all over this. Make it just as difficult and maybe more expensive to use generic drugs and push people to use prescription drugs instead.
I read an article during the health care debate that said lobbyists had set up shop in coffee shops and restaurants near the White House and Congress to hash out deals with Aides for legislative goodies to avoid having to sign in and be listed publicly as entering the WH or Congress. All to comply with the Dems promise to cut the lobbyists out of creating legislation. Umm Hmm.
Of course, you could just pay cash for your generic drugs and avoid the whole hassle.
Just what we need, the Mexican Drug Cartel being our aspirin supplier.
No. Not quite. You just won't be reimbursed for the $2.00 if you have a MSA (medical savings account). It will now be just like with any regular health insurance policy with an Rx card - Prescription Drugs Only. All OTC drugs will be out of pocket.
I don't have an MSA, but if I did I wouldn't use it for Cold Medicine or Aspirin. I'd save the money for when I was really sick and/or for regularly scheduled Dr office visits.
I'm not saying the change is bad or good. Just that this seems like much ado about nothing. As there's a LOT WORSE garbage in ObamaDeathCare to b*tch about.
The documentation required for a prescribed OTC drug or medicine is still being clarified by the IRS. More information will be provided as it becomes available.
This is one more uncertainty for employers left by this administration, in addition to the tax increase/withholding fiasco. I think they are out to intentionally destroy any kind of certainty in business so as to impose more socialism.
We also just received our health insurance costs for next year, and they are up significantly. I have talked to many, many people here who were on the HopenChange bandwagon who are not happy campers.
I’ll bet th folks at Sam’s and Costco are licking their chops! Big shopping binge before 1/1/2011!
It will be interesting to see the abjectly asinine extremes to which this BS legislation will force Americans!
I hope the ‘Americans’ who thought this was a good idea are the first to experience directly and painfully, just how absurdly impracticable and criminally ill-conceived this whole ‘plan’ is.
What items will require a prescription in order for the expense to be eligible?
The following categories of OTC drugs and medicines will require a prescription in order to be considered an
eligible expense under a healthcare FSA, HRA or HSA beginning January 1, 2011.
Acid Controllers
Allergy & Sinus
Antibiotic Products
Anti-Diarrheals
Anti-Gas
Anti-Itch & Insect Bite
Anti-Parasitic Treatments
Baby Rash Ointments/Creams
Cold Sore Remedies
Cough, Cold & Flu
Digestive Aids
Feminine Anti-Fungal/Anti-Itch
Hemorrhoid Preps
Laxatives
Motion Sickness
Pain Relief
Respiratory Treatments
Sleep Aids & Sedatives
Stomach Remedies
What OTC items can I continue to buy without needing to obtain a prescription?
The following categories of OTC items will continue to be eligible without a prescription under a healthcare
FSA, HRA, and HSA. In fact, over 47,500 items are OTC eligible but approximately 16,000 will require a
prescription.
Band-Aid®
Birth Control
Braces & Supports
Catheters
Contact Lens Solution/Supplies
Denture Adhesive
Diagnostic Tests & Monitors
Elastic Bandages & Wraps
First Aid Supplies
Insulin & Diabetic Supplies
Ostomy Products
Reading Glasses
Wheelchairs, Walkers, & Canes
WHEN AMERICA IS NOT AMERICA ANY MORE
Dr. David Janda explains rationing (obamacare)
Listen to Krauthammer on Omamacare impact on the USA, (you have to put up with the commercial)
I wonder why the AMA supported Obamacare?
Better start hoarding aspirin along with the ammo.
LOL
In Japan - you really do have to have a script from a Doc to obtain ASA. All about Ryes syndrome.