I heard this from a liberal a few days ago. The part about having to not have insurance for 6 months before one could qualify.
Her husband has some rare pre-existing and both are on COBRA now. According to their insurance broker...their monthly goes UP, yes...goes UP on this plan.
And he/she don’t qualify unless they have NO coverage for 6 months. It all seemed overly complicated as we talked about it. I didn’t understand some of what she was trying to explain, but I did get the jist of it.
1. It ain’t no free ride.
2. Her husband can/will die during the 6 month wait. (It is a serious pre-existing condition in which he has no immune system.)
3. She is taking to holding benefit dinners etc. to raise money for his medications.
She has also contacted Oprah.
Until Obamacare wipes it out some day, HIPAA still applies to people who are on COBRA. Once they’ve maxed out their COBRA benefits, any insurance company in the state that writes individual coverage has to accept them without a pre-existing condition exclusion. It’s not cheap, and the timing is crucial, but there’s no reason for someone on COBRA to end up uninsured. She needs to talk to a local SHIP volunteer or try a couple of new insurance brokers until she finds one who’ll level with her. The key phrase is “HIPPA Shall Issue”.
And she’ll be happy politically, too, because it’s a gift from Teddy Kennedy.
“2. Her husband can/will die during the 6 month wait. (It is a serious pre-existing condition in which he has no immune system.)”
That must be emphasized. For those who most need it, NO coverage for SIX MONTHS.
Under capitalism, at least you could get coverage, albeit very expensive.
Under CommieCare, you get to die before they’ll look at coverage.
Glad I can afford my meds and maintenance on my own. I’d be dead of a stroke, wholly predictable and preventable, under Obama’s love.