That's what happened to me. I own several rental units in a condo complex and was president of the HOA until a few years ago. We had a manager that worked very cheaply and things got done. A new home owner, a lawyer no less moved in and decided he could do a better job by managing the HOA himself and since he lived on the property talked everyone else into supporting him. He and his henchmen voted me out and fired the manager.
Since then our HOD have tripled, our termite policy was allowed to expire, there is no longer any maintenance on the outside of the buildings, the parking lots or roofs, and there is apparently no contingency fund anymore.
After dealing with this guy home owners have begged me to take over again but the manager I used is no longer interested in managing the property thanks to the way he was treated previously, and frankly neither am I. We take care of our units and make sure the insurance is paid and beyond that have washed our hands of the place.
The multitudes of folks like me that happily enjoy the protections and amenities which HOAs afford never write in.
Congress is a "board" run by nutcases, also.
Life never promises a rose garden.
Leni