(Of whom about 60% are Mormon!)
Neither of your explanations make any sense to me. Non-Mormon Utahns have a higher foreclosure rate than Mormon.
Uh, slightly higher.
So, "math class" if I tell you:
X & Y are very low #s (high foreclosure rates even in Utah are just over 4 per 1,000 -- just over .4% per year)
and: X is a "slightly higher" number than Y -- IOW, one might be .43 and the .40
and then ask you, which of the following are higher,
60 x Y...(like 60 x .40)
...or 40 x X...(like 40 x .43)
Which number will be higher???
How 'bout understanding it now?
You happily quoted:
"various commentators pinned the blame on Mormon religious and cultural practices"
I questioned why if non-Mormons are the worse offenders, are "Mormon religious and cultural practices" to blame.
So no--I don't understand why you claim Mormons are the reason non-Mormons have higher foreclosure rates.