He probably means the max out of pocket is $7500. Where I work a family max out of pocket is $9,150 - for myself (employee plus one) it’s $6100. That’s the max I have to pay after my $3000 deductible and 10% co-pay.
I don’t mean to be snoopy USN but what is your deductible? You don’t have to answer.
I have a special needs child so I usually meet the 7.5% of my AGI threshold for deducting medical expenses.
As soon as my son was born I knew that my employment would always have to be with big companies or the government. That doesn't make you evil, it just means you are looking out for your family.