The author doesn’t get it.
My health insurance premiums cover MY health insurance which is a contractual agreement between myself and my insurance company.
The competitive for profit insurance model ensures that group risk rates are accurately spread out among all members and that the necessary premiums will take into account the “outlier diagnoses/treatments.” This model is best for all as the person who gets really sick and needs special long term care pays a lower premium relative to the care they receive while the remaining healthy members pay a minimally higher premium. Everyone that pays premiums gets coverage. This works because the very sick person’s use has already been factored into the premiums everyone pays.
Add to this the competition element between insurers, and this has two interesting effects. First, it encourages more accurate risk health assessments across the represented groups. Second, the competition results in lower premiums for the individual as those risk models are further refined. Competition also allows the insureds to choose which insurer best fits their needs while the providers also can choose which insurer pays them the highest UCR and whether or not to accept members of that plan.
A forced single payer health care system is not a health care plan at all. It’s simply additional taxation without representation and yet another example that the Left is only pro-choice when it comes to abortion.
This is a terrible man. He uses faulty logic to justify a truly heartless point of view.
The Left wants to enslave the population and then give them only what they think is good for them and what will benefit the Leftist consolidation of power. It is a pyramid scheme where they see themselves at the top of the pyramid but they first must ensure that no one can upset their applecart. Hence the destruction of the economy, industry, energy and health care.
“So what if we could cure some people or extend their lives we are better off without so many people and look at the money we could save.”
The Left uses the fallacious argument that if we can’t afford something for everyone no one should have it. Sounds noble but it isn’t; it’s just a way to justify ratcheting down the standard of care, as others have said above “who controls how low that standard will go?”
My big question is who put these lamebrains in charge and are we going to let them move in and stay there?