Please look favorably on our permit to assemble at the public pier. We have engaged Lloyd's of London to underwrite our event.
Exactly right! The powers of the government are delegated to them from US.
The governments job is NOT to tell us that our constitutionally-guaranteed rights are too expensive to support, their job is to support our constitutionally-guaranteed rights REGARDLESS. If the people require expensive insurance (they don't, actually) then BUY IT.
This creeping "your rights are too expensive" is behind a lot of so-called safety and health authoritarianism, too. You have the unalienable right to life, liberty and the pursuit of happiness, unless it costs somebody some money. Then you lose your rights. All of them.