BIS Quarterly Review, December 2008 ( Global Financial Information )
It's not easy reading....but it should persuade that it is extremely difficult to pinpoint ANYONE as a singular cause for the Global Financial situation....
Oh and the bankers have been talking about the problems for many months....see the list of speeches....
You do need to spent a considerable amount of time just to get started....
Much much appreciated, thanks!
I see that I do have some reading to do, thank you again.