Back when, people were paying 0.5% on $2000 per year so it easy to recoup all they paid in very quickly.
I know, but I’m wondering about now. If you have on one side of the balance sheet the amount of lifetime contribution will the amount be depleted before your death or leave a balance that you did not receive. I know it’s all theoretical but so many retirees on SS believe they are paying much more than they receive before death.