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I saw somewhere yesterday, sorry I forgot where, where someone's personal finance type person told them to cash it all in, take the hit now, and pocket the money. At least you have something that you can call your own. Under the government theft of the 401k plans, you will only be able to put $500 per month into the Gov controlled program. That gets 3% (woopie) interest (per year or month, who knows?). Then you get your SS check and what ever amount they allow you to take from your stolen 401k account and together the SS and the theft money are in one check too you.

Now say you had a great job. Say you had great money in your 401k. Played the market, made some real change. Say you had $2 million in the account. Now the Gov steals your $2 mil. You put in your only $500 per month too that. By retirement say you have $2.5 mil. Now, you are 65, get your SS check and whatever you draw from the $2.5 mil. WHO gets to DECIDE how much each month you want to take from the $2.5 to put with your SS check? Maybe you want $5,000 per month added to your SS check. But, the GOV says, Oh, No no no, you can only take $1,500 per month max to add to your SS check. So how long would you have too live to get your $2.5 totally withdrawn? My calculator says 1666.66666666666666666666 years!!!!! So, in other words, you kick off in 20 or 30 years and the GOV has your $2.5 mil to spend as it sees fit, minus the small sum you took out over 20 or 30 years. You fam may get some of it, but under your 401k you family would have got EVERY dime you had left. Oh, don't forget, say the KIND Gov allowed your family to get $1 mil. Don't forget they will take about 50% in death tax.

Enjoy socialism folks.