[realdifferent1]

...I never get drunk or use illegal drugs and should not be forced to pay higher health insurance premiums for people who do.

Do you smoke? Do you eat unhealty foods? are you genetically prone to Alheimers?

Where does it stop?

[reaganaut1]

“Do you smoke? Do you eat unhealty foods? are you genetically prone to Alheimers?

Where does it stop?”

Employers should be allowed to charge individuals higher premiums for things that are under their control, such as whether they smoke or are obese. Genetic tests are different.

[MrB]

I’m with him - those with riskier health habits should not be socialistically covered by those who make other decisions.

In other words, premiums should be evaluated individually.