[Myrddin]

I receive so many credit card offers that I collect them in a box and keep my home warm all winter. Free fuel...care of the postman.

[dfwgator]

My kids especially like to play with the fake credit cards they send.

[FlyVet]

I've gotten to the point where I save up a pile of them, and send them back all at once, along with the AARP junk.

Maybe if they get a pile of them, they'll get the idea I don't want them.

If I need the AARP or a charge card or a refinance or home equity loan, I'll go looking for the best deal.

I don't need their piles of junk to decide. They prey upon the old and weak. Shame on them.

The solicitors are out of control, and desperate.

I get these junk phone messages several times a week, these charlatans offering to refinance my debt, even though I don't have any. As if they know who has debt, and who doesn't. They just assume everyone has debt they can't handle. That's the mentality that has brought us to this place.