I agree, and I know from the retail end of the banking industry that the NY market is considered oversaturated with banks, and that consolidation of the banking industry should give pause to yet another bank opening in Park Slope.
...but they won’t look like the small businesses of 30 years ago.
I predict very niche, upscale small businesses —$50.000 t-shirts and organic, holistic bakeries —aimed at very fragmented demographics. The day of new Greek diners is long gone.