[Freedom_Is_Not_Free]

You have brought up the single best point why we may be at a bottom and the bottom.

Bad typo. Should have been "at a bottom and NOT THE bottom..."

[NVDave]

In mathematics, what we’re trying to say would be called a “localized minima.”

http://en.wikipedia.org/wiki/Maxima_and_minima

Still, I knew exactly what you meant the first time I read it and I agree completely with what you’re saying: the financial ignorance of the general population is astounding and horrifying.