I was previously corrected and rightly so. My apologies.
“The biggest problem we found with the MA program is that you cannot choose just a catastrophic insurance plan and use the HSA for out of pocket expenses. The Dems would never have allowed that.”
What you were seeking to do in the above is so simple, it seems to me to be the answer. Obviously, what do I know.
The only thing I do know is that government sucks.
SirKit (hubby) and I were talking about it this afternoon. Apparently the inability to get catastrophic coverage and have a corresponding large HSA is an IRS rule. The Dems are afraid that the wealthy will opt out of the insurance industry thereby not helping to fund everyone else’s insurance. The best you can do is what we’re doing, which is get a plan with the highest deductible possible and still be able to fund the HSA with before tax dollars.