Good luck parker. I also have some major debt on credit cards I’m working my arse off to pay for.
For the average working class American, credit cards are a necessary evil. There are many people, such as you and I, who have used credit cards to grow a business, or some other worthwhile enterprise. Calculated debt is not a bad thing. Manageable debt is not a bad thing.
People who live debt free are a little like ex-smokers or skinny people. They have forgotten that each person’s life is a personal thing and what works for one won’t work another. I just smile, take a bite out of donut and go on about my day.
Thanks again.
I have to disagree. They are simply an evil. People constantly use them as if they were income. We have a huge problem postponing gratification in our society. Somehow we have determined that we "deserve" stuff.