Cut off in mid-post -
Even if no purchases have been made via credit card or atm, a full credit check should be run on both ladies to rule out the use of their identities by others. Criminals will frequently use the old cards to gain credit to open new “store accounts” to make purchases, rather than use the old credit cards themselves...
Good points in your posts. We need to do more. WCSD did some things there but not some of what you said. Keep it coming!