[Clintonfatigued]

The 401K retirement plan is a good thing, but there are some catches that need to be taken into account.

[TimSkalaBim]

Still, I'd rather take my chances with a 401(k) than with Social Security, which probably deserves it's own top ten list of things the "provider" won't tell us.

[mdittmar]

The Government must hold hearings!

Form a new committee,the 401k committee on 401ks.

Subpoena all 40lk folks who run our plans to testify.

We're to stupid to actually monitor our own 401k./sarcasm

[SierraWasp]

"In truth, 401(k) plans are getting better."

I love this!!! A whole big bad-A$$ed artickle, casting aspersions all over everything and hinting that (gasp)ELIOT SPITZER is watching over all of you... And then, finally... In the very last paragraph on Page 2 (where few travel) we see "In truth, 401(k) plans are getting better."

I certainly am glad I used all those free compact discs pushing me to get into AOL for target practice and for scaring crows out our our almond and cherry trees!!!

Between financial writing like this and the tripe put out by Susie Orman, it's no wonder people are totally confused!!! Whew!!!

[jonesboheim]

#4 misses the point. Target date funds are misleading to investors because they stack expense ratios. When you look at the prospectus it looks like a low expense ratio but in reality it's an expense ratio on top of those imposed by all the funds being held. You're basically paying a guy to move mutual funds around every few years, something you could easily do yourself. Not to mention the fact that since many of these plans don't have the best investment options to begin with, it's not such a great idea to throw your hat into a scheme that sucks away potential gains.