"..... right this minute" you got some 'spainin to do here as , at this moment, NO is relatively dry.
Second of all..you establish precedence in this situation, nobody will ever again do anything for anybody anywhere under such circumstance.
frankly, the owner, whose boat appears to have been salvaged and put to good use under the circumstance, has'nt yet contacted anyone else who clearly used it and did'nt return it after Mark left it.
I don't see why that's relevant to whether the boat's owner deserves to lose money. This isn't about the perp.
Second of all..you establish precedence in this situation, nobody will ever again do anything for anybody anywhere under such circumstance.
Think harder about it. What kind of person is going to say, "I value these people's lives so much that I'll risk my own life to save them, but not if I run a theoretical risk of financial liability."...?