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Many Americans Back Higher Costs For People With Unhealthy Lifestyles
Wall Street Journal ^ | July 19, 2006 | WSJ ONLINE/HARRIS INTERACTIVE HEALTH-CARE POLL

Posted on 07/20/2006 4:35:25 AM PDT by rdax

A new WSJ.com/Harris health-care poll indicates growing U.S. support for charging higher insurance premiums or out-of-pockets medical costs to people with unhealthy lifestyles.

The online survey of 2,325 U.S. adults found that 53% of Americans think it is fair to ask people with unhealthy lifestyles to pay higher insurance premiums than people with healthy lifestyles, while 32% said it would be unfair. When asked the same question in 2003, 37% said it would be fair, while 45% said it would be unfair. Healthy lifestyles were described as not smoking, exercising frequently and controlling one's weight.

(Excerpt) Read more at online.wsj.com ...


TOPICS: Culture/Society
KEYWORDS: addiction; costs; govwatch; health; lifestyle; nannystate; taxes
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To: Gabz

The Big Brother group would receive the same welcome at my house.


201 posted on 07/20/2006 11:38:12 AM PDT by bfree (Liberalism-the yellow meat,)
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To: tacticalogic
I've got one of the greatest pieces of exercise equipment ever devised by man, and anyone else can have one for about $40 by simply walking into any good hardware store and asking for a "two-handled post hole digger".

Good one. You're right about that being one of the greatest pieces of exercise equipment...

My only problem with these types of stories is the only people they want to hit up for higher insurance rates are the "non-liberal groups". I don't mind sharing the burden, but I don't want to have it all while unhealthy liberal practices are too politically incorrect to even mention. They can raise my rates when gays and criminals are paying more...

202 posted on 07/20/2006 11:40:51 AM PDT by GOPJ (Being gay is an unhealthy lifestyle - worse than eating sugar and white bread...)
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To: GOPJ; tacticalogic
You're right about that being one of the greatest pieces of exercise equipment...

I'll add a $10 long-handled hoe to it as well. LOL!!!

I don't mind sharing the burden, but I don't want to have it all while unhealthy liberal practices are too politically incorrect to even mention.

I agree.

203 posted on 07/20/2006 11:47:50 AM PDT by Gabz (Taxaholism, the disease you elect to have (TY xcamel))
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To: Lucky Dog
However, where there are no statistics that establish increased risk at the 95 percent confidence level, there should be no increase.

I don't agree with your standard. For example, skydiving deaths may be uncommon, but the issue IMO is whether the death rate among skydivers is statistically different than non-skydivers.

Of course, I understand the difference between health care and health insurance. I don't smoke or skydive, but I am overweight and I think it's appropriate my rates reflect that.

204 posted on 07/20/2006 11:58:43 AM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: Gabz
I'll add a $10 long-handled hoe to it as well. LOL!!!

Good one - you're right too!!

205 posted on 07/20/2006 12:07:36 PM PDT by GOPJ
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To: ChildOfThe60s
It feels good to think that this woman ought to pay,pay, pay. Only seems fair. But, the real question is, will it change the mess the system is in? No. Not in the least. Not for the better anyway.

Your logic is flawed. Of course it will help the system, just as many other changes would help the system. If insurance companies were truly able to compete, rates would drop for many, increase for some.

I don't mind sharing risk; I see the difference between sharing risk and subsidizing those who flirt with it.

206 posted on 07/20/2006 12:09:41 PM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: bfree
Why don't you and a few of your perfect friends just self insure or start your own little company?

Beacuse they would be arrested "for their own good?"

207 posted on 07/20/2006 12:11:13 PM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: RJS1950

Those are called mandated coverage. Politicians buy votes with other people's money.


208 posted on 07/20/2006 12:12:45 PM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: Mr. Brightside

A tax should be imposed on obese people who are determined to be in that state not because of a proven pre existing medical condition (gland problem, etc), nor genes, but simply because they had stuffed their faces too much at the Denny's and McDonalds day and day out, and on top of that refused to exercise. It is a terrible drain to our national health infrastructure, and people should be penalized and charged more if they incur more cost to the system. Same for smokers, alcoholics, drug addicts. The state of obesity in the United States is reprehensible. It is a fine libertarian issue when it does not effect anyone else, however it does effect the national health care system, insurance, costs, premiums, and many other factors. Also, if a person--again due to their own lack of self control re: food and exercise, cannot fit into one single airline seat, they should be charged for two seats and given a safety belt extender. End of story. No debate.


209 posted on 07/20/2006 12:15:02 PM PDT by AmericanInTokyo (A few clever bones tossed on gay unions, flag burning & Iraq still don't absolve GWB over BORDERS)
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To: ChildOfThe60s
None of the above changes the reality that we have a health care delivery system that doesn't even vaguely resemble a market forces driven system. This fact dwarfs all other variables.

I would say the fact that it's a non-market system drives all other variables.

210 posted on 07/20/2006 12:16:59 PM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: AmericanInTokyo
No debate.

Another little hitler joins in. A tax should be imposed on anti freedom loving people, pseudo gestapo's and arrogant putz's. Your tax bill will be huge.

211 posted on 07/20/2006 12:19:46 PM PDT by bfree (Liberalism-the yellow meat,)
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To: dirtboy
There always is a battle to maintain a balance between actuarial-driven cost modeling and privacy. I think there can be some basic adjustments for behavior, but they need to be very tightly controlled so they don't get out of hand.

I would agree consider any factors that are within a person's comtrol. Getting old certainly isn't, smoking is.

212 posted on 07/20/2006 12:19:53 PM PDT by gogeo (The /sarc tag is a form of training wheels for those unable to discern intellectual subtlety.)
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To: GOPJ

It's actually the truth. Just because people choose to do some things, smoking, drinking, eating junkfood, that others don't choose does not mean one is unhealthy. And I sure don't need some expensive gym or workout equipment to stasy in shape........gardening and chasing an 8 year old do just fine :)

When my husband had to take me to the emergency room last summer, the admitting person asked if I smoked. I looked at her and asked "What does smoking matter when I'm here because I believe I broke my ankle?" I cut her a bit of slack when she said it was necessary info if I did and then needed surgery. When I wound up needing surgery, the people doing the necessary testing for the anaesthesia, etc were shocked to find my paperwork stated I was a smoker.

IOW, one size does not fit all.


213 posted on 07/20/2006 12:23:36 PM PDT by Gabz (Taxaholism, the disease you elect to have (TY xcamel))
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To: bfree

Thank you. Much appreciated. I like your seasoned reasoning with facts, and avoiding ad hominems and irrelevant matters, but debating this on its merits. We need more freepers like you. :-)


214 posted on 07/20/2006 12:24:15 PM PDT by AmericanInTokyo (A few clever bones tossed on gay unions, flag burning & Iraq still don't absolve GWB over BORDERS)
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To: AmericanInTokyo

Who's going to pay for your long stay in the old folks home since I guess you're never going to die or get sick?


215 posted on 07/20/2006 12:29:57 PM PDT by RichRepublican (Some days you're the windshield--some days you're the bug.)
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To: gogeo
...but the issue IMO is whether the death rate among skydivers is statistically different than non-skydivers.

Your position is the correct one for a pure risk analysis. However, you must also factor into the equation something called risk exposure for the insurance company. In fact, rates for high risk behaviors such as sky diving a great deal (as in a professional who does so more than recreationally) would be higher because of risk exposure. However, for the properly trained and licensed, recreational skydiver, the risk exposure would be relatively low... probably lower than the risk of shark attack for a surfer or a broken leg for a snow skiier. Therefore, raising the rates for this type of activity would probably not be worth it.
216 posted on 07/20/2006 12:32:23 PM PDT by Lucky Dog
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To: AmericanInTokyo
A tax should be imposed on obese people who are determined to be in that state not because of a proven pre existing medical condition (gland problem, etc), nor genes, but simply because they had stuffed their faces too much at the Denny's and McDonalds day and day out, and on top of that refused to exercise.

What a lovely attitude.

Same for smokers, alcoholics, drug addicts.

Smokers already pay more than their fair share in cigarette taxes, and higher insurance premiums. There are also extra taxes on alcoholic beverages that are not on other beverages. As to drug addicts, which ones do you propose your taxes on, the addicts of legal drugs or illegal drugs?????

What is it with people that want taxes put on things other people do that they don't?????

217 posted on 07/20/2006 12:33:47 PM PDT by Gabz (Taxaholism, the disease you elect to have (TY xcamel))
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To: bfree

If I was a proponent of targetted tax increases or new taxes, I would be all for the ones you mention.


218 posted on 07/20/2006 12:36:25 PM PDT by Gabz (Taxaholism, the disease you elect to have (TY xcamel))
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To: AmericanInTokyo

Hard to waste time debating anything with someone who lectures and then declares "No Debate". We certainly don't need more Freepers like you.


219 posted on 07/20/2006 12:37:20 PM PDT by bfree (Liberalism-the yellow meat,)
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To: Gabz

I am amazed at how many people on FR believe in targeted taxes. I agree with you that if we have targeted taxes these are groups that should be hit hard!!!


220 posted on 07/20/2006 12:40:04 PM PDT by bfree (Liberalism-the yellow meat,)
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