[Londo Molari]

"I can't agree with that as long as the majority of states MANDATE insurance coverage. It would work if insurance was optional, but as long as I have to pay for it........"

Liability Insurance is mandated to prevent scumbags from riding around, hitting someone and leaving a responsible person to pay the bills. Personal Injury Protection is the insurance I am talking about (or the other person's liability insurance shouldn't have to pay for non-seatbelt wearing injuries).

[Gabz]

(or the other person's liability insurance shouldn't have to pay for non-seatbelt wearing injuries).

How does one prove the only reasn for the injury was because of non-seatbelt wearing?

I wear my seatbelt, it's the way I was taught to drive back in the 70s, long before these nanny state laws came into effect. I just have a very hard time with the nanny state and that is what these mandatory seatbelt and helmet laws are.