How does one prove the only reasn for the injury was because of non-seatbelt wearing?
I wear my seatbelt, it's the way I was taught to drive back in the 70s, long before these nanny state laws came into effect. I just have a very hard time with the nanny state and that is what these mandatory seatbelt and helmet laws are.
"How does one prove the only reasn for the injury was because of non-seatbelt wearing?"
Don't wear a helmet & a head injury -- the insurance company should have a right not to pay unless you asked for "non-helmet wearing coverage".
Don't wear a seatbeat and get thrown from the car or through a windshield -- the insurance company should have a right not to pay unless you asked for "non-seatbelt wearing coverage".
Why should the rest of the insurance paying public have to pay for someone else's choice not to wear a seatbelt or helmet? Goes back to that "driving is not a right" thing. If people want the freedom not to wear a seatbelt or wear a helmet the responsiblity should be accepted for their risky behavior. Period