"I maintain that any hard working, smart and determined American with decent parents can make it rich in the U.S.
I agree."
Ok, so where did you and I go wrong, since we're both hard working, quite intelligent, quite determined, and have decent backgrounds? Neither of us are even close to rich, at mid-30s.
Dude, sometimes luck plays a part.
both of us made stupid/costly mistakes.
me more than you.
and we are still quite young.
all we can do now is be patient, and learn from the errors, and strive to do better.
What do you consider "rich"? Libs think that anyone who has a salary of over $100,000 or so is "rich". Those are the people they want to tax. In some parts of the country, that is rich; in others it is barely over median income.
Have you started your own businesses? You can't get really rich working for someone else (although you can be quite comfortable and have a secure retirement).
In my mind, "rich" is if you meet your goals in life. Not all of us want huge amounts of money. Comfort and self-reliance are good.