What do you consider "rich"? Libs think that anyone who has a salary of over $100,000 or so is "rich". Those are the people they want to tax. In some parts of the country, that is rich; in others it is barely over median income.
Have you started your own businesses? You can't get really rich working for someone else (although you can be quite comfortable and have a secure retirement).
In my mind, "rich" is if you meet your goals in life. Not all of us want huge amounts of money. Comfort and self-reliance are good.
What you have described is comfortable self-satisfaction. Rich has that - followed by seven zeros.