[E. Pluribus Unum]

Credit cards aren't a bad thing, you just have to use them so they pay you, and you don't pay them.

Good point, but credit card companies hate people like you and will damage your credit rating if they get a chance.

[dawn53]

Haven't found it the case, both my husband and I have Credit scores above 800 and we've been doing this for years. I figure if they don't like the way I use the "credit cards" then they can quit sending me the offers at anytime.

[Hattori_Hanzo]

You are exactly correct!

I've seen my credit score tumble nearly 100 points in a year because I flipped a couple of balances to a "Zero-interest" deal.

BTW, I've NEVER been late on a payment.