We never have bear, but the people who live south of here around San Angelo have to watch for deer all the time. All I see around my county are cotton-tails, jack rabbits, and coyotes. Some say they see bob-cats, but I never have.
The worst "bear tale" I've heard around here is of one breaking into a screened-in backporch to get food that was left there. I've never heard of anyone getting injured by one. I suspect they are more afraid of us than we are of them.