I hate to break with the ilk on this one but I don't have a problem with this. But then I used to be friends with the publisher of Mom Guess What... magazine.
This is a subsidy for a voluntary high-risk behavior, with the marginal cost paid for by those who choose not to take those risks. Nothing more.
The insurance companies love it because it raises the rate base and they get to play with a bigger cash flow.
Non-discriminatory pooling has to end, both because it subsidizes foolish choices and because it is unjust to those who refuse to take those risks.