You should be. Got any creeks, bayous close to you? Sometimes those can be tricky.
There's nothing that's right next to us...
Although there is a creek called "Faulkey Gulley" that runs alongside the other side of our development.
It's tough to judge since everything is so dang flat around here, but I'd say that we're pretty much on "high ground" (if you can call it that) as far as our development goes...
The house is on a slab that's maybe 1½ ~ 2' above street level...
And when it rains, the water in the street flows away from us in both directions.