For now I need the cash.
You know what? I come back to hear Leahy spouting the same thing, doesn't he get it?
I hear you there. Here is what you can do. Get the state and federal income tax tables (getting both is important). Estimate your earnings between start of work and December 31. Check the tax tables to see what you will owe and if it exceeds your estimated withholding, put the amount of any deficiency aside aside, unless there is going to be a little pile of dough available on April 15th.
Just got here....what kind of job did you get?
BTW, I am happy for you, congratulations!!