AF Vet... mortgage debt is not credit card debt, you want to switch gears and play both sides against the middle.
Did you not read anything I have written? You can get a morgage without credit card debts. Mortgages may be needed to get into a house... Or you can rent and put money away until you can BUY too.
The notion that you have to have a credit card, or that credit cards build your credit is absolutely 100% a lie.
You are certainly safer with ZERO DEBT.. and you are definately NOT wise or safe using credit cards for consumption! If you need to borrow to pay for your consumption, you are OVER CONSUMING! Cut back on your payments or make more money... you don't risk leveraging your future income for something today if you can help it.
Credit Cards aren't used to buy houses (for the overwhelming majority of folks).
LIVE ON LESS THAN YOU MAKE!
Yes
I actually did read something you have written.
I think your rhetoric is misleading.
"You don't have to have one day of credit history to get a Mortgage"