"Driving is a privilege not a right" This is bull crap. By your definition then buying a home is a privilege. Buying a gun is a privilege. Every damn thing we do is by permission of government. Have we lost it? Damn straight we have.
There is a legal (see financial) reason for priviledge not right.
A right requires far more civil rights be accomodated. Jurry trials, public defenders, prosecutors (some municipalities do not even use prosecutors), court reporting and so on.
Since this "priviledge" is not a right and is generally a civil infraction with only money being the penalty, the governments can collect cash without incurring the expense of a full blown court system.
I am glad that someone else around here besides me sees this point.
Owning a gun is a right explicitly provided for under the Second Amendment.
Owning real property (a house) is a right under the Fifth and Fourteenth Amendments. One could also include the Third Amendment.
Perhaps you should read the United States Constitution.