[speekinout]

In disputing our denial of coverage, with Blue Cross/Blue Shield TX, we were finally offered coverage, at $1500. per month!

Blue Cross/Blue Shield has always been comprehensive coverage with low co-pays and the like. Is that what you were pricing? Did you look for a catastrophic coverage policy?

I have no sympathy for those who qualify and can obtain "affordable" health insurance but choose to go without and spend their money on "other things".

I agree with that. I know a few people who went uninsured until they got serious medical conditions and then complained that ins. coverage was too expensive. I think that is one reason why people like you, who carried insurance all along, have trouble continuing it after they need it. The ins. cos. don't really make a difference between those people and ones like you.

[Tinman]

When we decided to relocate, the first thing I asked about was our ability to maintain our health insurance. I was informed, by my employer, to simply request a "transfer of coverage", from BC/BS NE to BC/BS TX. (We were moving outside the area that would allow us to "cobra".)

Within two weeks, we requested the transfer. We were told it would be "better" to enroll as "new subscribers".

We filled out all the paperwork, paid out of pocket for exams and tests, then they denied us because of "pre-existing conditions". These "conditions" had been diagnoised, treated, and covered while we were with BC/BS NE.

Maybe you can find the logic in their decision, I sure can't.

Regards