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To: speekinout
When we decided to relocate, the first thing I asked about was our ability to maintain our health insurance. I was informed, by my employer, to simply request a "transfer of coverage", from BC/BS NE to BC/BS TX. (We were moving outside the area that would allow us to "cobra".)

Within two weeks, we requested the transfer. We were told it would be "better" to enroll as "new subscribers".

We filled out all the paperwork, paid out of pocket for exams and tests, then they denied us because of "pre-existing conditions". These "conditions" had been diagnoised, treated, and covered while we were with BC/BS NE.

Maybe you can find the logic in their decision, I sure can't.

Regards

48 posted on 04/27/2004 7:02:58 AM PDT by Tinman (Yankee by birth, Texan by choice)
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To: Tinman
We were told it would be "better" to enroll as "new subscribers".

Aha!!! They didn't tell you for whom it would be "better", now did they??? You assumed that it would be "better" for you,/i> when in fact it appears to be "better" for them. They got to dump you.

Step right this WAY! See the Egress! THIS way to the Egress!

50 posted on 04/27/2004 7:21:21 AM PDT by ArrogantBustard (Western Civilisation is aborting, buggering, and contracepting itself out of existence.)
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To: Tinman
We were told it would be "better" to enroll as "new subscribers".

Why didn't you question that? Every form of insurance we have - health, car, house, etc. - requires a long history. It sounds like your employer gave you good advice. Who told you differently?
BTW, don't change your car or home ins. policies, either. Insurance of any kind is only for catastrophes, and you only get one.

53 posted on 04/27/2004 5:44:40 PM PDT by speekinout
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