[Mariner]

"The success or failure in that field will depend on the ability to be a good doctor so you can attract and retain patients."

A Pakistani Doctor, imported H-1b, will work for $60/hr.

Why would anyone incur $200k in debt to get paid $60/hr?

[entropy12]

You will to ask the Pakistani Doctor that question.
However $60/hr = $120,000 per year, so $200,000 debt is not
a huge burden for him/her.