[_Jim]

I couldn't do a darn thing with the stock they had contributed to the plan. It consistently underperformed the market, and I didn't think it was particularly fair. The stock was mine. The company couldn't take it back if I quit. But I couldn't sell it and put the money into a different financial investment.

So, what you're saying is, you want gov't involvement between you and the company that employs you - in the matter of a private contract ... WONDERFUL.

What if that company just dropped that progam? Who mandates that they CONTRIBUTE anything anyway (the Free Market maybe - in an attempt to attract able, competant employess)?

Ever thought of working for a compnay in a growing field whose stock value actually appreciates?

No. You want the gov't to serve as your protector and overseer.

Fine. Beware of what you *wish* for though - and forget those words of Ben Franklin (about 'security') while you're at it.

[Dog Gone]

I guess there shouldn't be any civil laws at all? Everything should be a matter of contract between individuals or businesses, and the government shouldn't get involved. No regulation, no oversight, just let 'er rip and let the chips fall where they may. Is that it?