[Canticle_of_Deborah]

So at the time of judgement, if a believer is found sinful, what is the punishment if Hell is off the table? Can this chastisment occur after death? Not all believers who sin are chastised in this lifetime.

[drstevej]

The judgment is loss of reward.

Chastening isn't designed as punishment for punishment sake, it is to conform us into the image of Christ. At death we are as believers present with the Lord -- we stand in the righteousness of Christ. Chastening is no longer needed.