[snerkel]

True. But they do believe they are the deciding factor and apart from their initiation of faith, salvation will not occur.

We are drawn by the Holy Spirit, but we have to accept the gift of salvation before we are saved. Is this not correct?

According to Scripture, we know it is God's will that everyone be saved. We also know from Scripture that there are many who turn from God and refuse His gift of eternal life.

In my church each member of the UMW has a "secret pal". For special occasions (or for a nice surprise) a gift is dropped off in the office bearing the name of one of the members. Sometimes the gift sits there for weeks without being claimed. The gift has been delivered, but the person for which the gift is intended does not claim it. Before the gift can be received the recipient has to reach for the gift. I view salvation in the same light.

[drstevej]

You have articulated an Arminian view of salvation. Calvinism teaches that the drawing of the Holy Spirit includes regeneration. He opens a heart (eg. Lydia). Regeneration in Calvinistic theology logically preceeds faith (although this is instantaneous).

JOHN 6
37 All that the Father gives me will come to me, and whoever comes to me I will never drive away.

44 “No one can come to me unless the Father who sent me draws him, and I will raise him up at the last day.