(Copied you RnMomof7 so you can see how someone gives an honest answer to a question.)
Thank you for that sincere and honest answer. You added a little to the answer trying to give it a little Calvinist slant, but that's OK.
Now you admit the man does the believing, not God, and the ability or power to believe or whatever you want to call it is provided as a gift by God. Is that right?
If that is right, and faith is really a gift, and not something imposed or forced on a man, then it can be refused. If it cannot be refused, that is, if a man cannot refuse to use the gift, it is not a gift, but something forced on a man. It cannot be both.
Hank