Of course I do. I also understand JUDGMENT.
Romans 2:
12For as many as have sinned without law shall also perish without law: and as many as have sinned in the law shall be judged by the law; 13(For not the hearers of the law are just before God, but the doers of the law shall be justified. 14For when the Gentiles, which have not the law, do by nature the things contained in the law, these, having not the law, are a law unto themselves: 15Which shew the work of the law written in their hearts, their conscience also bearing witness, and their thoughts the mean while accusing or else excusing one another;) 16In the day when God shall judge the secrets of men by Jesus Christ according to my gospel.
Eccl 12:13Let us hear the conclusion of the whole matter: Fear God, and keep his commandments: for this is the whole duty of man. 14For God shall bring every work into judgment, with every secret thing, whether it be good, or whether it be evil.
Your logic fails, Philsworld. This is judgment of the value of the deeds of a person, not the person him/herself. Your deeds will never get you into heaven, but if your faith alone in the Person and Work of The Christ does (and there is no other way), your own sins will have been forgiven and forgotten.
Isaiah speaking:
"Behold, for peace I had great bitterness: but thou hast in love to my soul <>delivered it from the pit of corruption: for thou hast cast all my sins behind thy back" (Isa. 38:17 AV).
Isaiah, as he spoke/wrote was already saved forever, all his sins, past present, or forever, already forgiven and placed permanently hidden, out of God's sight (figuratively).