Some good points here, but hell is not a psychological state on earth.
There are visions of hell that align much closer to what Christ described, like these:
https://www.tldm.org/news27/5-saints-who-had-terrifying-visions-of-hell.htm
Abandon Hope all who Enter.
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Enter into thy Rest,
Good and Faithful ‘FRIEND.’
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My synopsis.
I agree.
Still it seems worth pointing out that a spiritual encounter can have a naturalistic “explanation,” while still remaining a valid spiritual encounter, in that it actually touches some spiritual reality. For example, shortly after a very invasive surgery, I experienced the reality of Hell also. The fact that I was on heavy-duty pain medication would offer a naturalistic explanation for such an unusual experience. Yet I do not doubt that I came face-to-face with real malevolence.