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Working out is not working for.

Are you saying ”No pain, No gain” there ? lol…

Anyway… who say’s it working FOR ? Not the Church…
We have been justified by Water and Spirit at our Baptism… totally a FREE gift from God… something no one outside ourselves can take away...
and when something is free.. it does not have to be earned. Free is free.
One does not even have to recite a trendy phrase of acceptance (which is a work) to be justified and saved.
Nope, I agree, you cannot work “FOR” something that has been freely given to us by God.

So Paul is not referring to working “FOR” something in that verse ... only that once we have been given something… we have to make sure we don’t lose it.
As he attests:

And I am sure that he who began a good work in you
will bring it to completion at the day of Jesus Christ.

5 Therefore do not pronounce judgment before the time, before the Lord comes, who will bring to light the things now hidden in darkness and will disclose the purposes of the heart.

(Today’s Mass Gospel reading is ironically Matt 25 Sheeps and Goats...lol)