Excellent defense of the faith! Thank you!
We can see the fruits of Luther in the thousands upon thousands of denominations and independent so called churches that each have a wide variety of teachings. If the Bible was the sole rule of faith and easily understandable apart from the teaching authority of the church then you wouldn’t see the divisions.
I see the divisions result from humans that want to do it their way, they know more than God. We inherit that from Adam and Eve.
It seems like human ego gets us into a lot of trouble. We need to learn to just Trust in God.
Peace.