Agreed.
Again Paul is clearly teaching there is nothing we can do to earn or merit our salvation. It is God Who gives this to us. It is free to us.
Agreed.
Paul continues to make it clear here there are no deeds good enough for salvation. This is pointing back to faith and that faith is in Christ.
Agreed.
IF it is not a result of works. IF it is not a result of anything we can do then it comes down to faith as Paul noted in the beginning of these verses.
Agreed.
A believer in Christ will produce fruit.
Disagree. A believer should produce fruit by the grace of God but often fails to do so by his own choice.
You can do a million good deeds but without faith in Christ you will not be saved.
Agreed. But why do you even bring this up? Catholic no more believe in by works alone than they do by faith alone. They both must be present.
They have no chance to "do" anything related to the Kingdom. No fruit. Nothing.
Do they go to Heaven or Hell?
And Protestants also believe that both must be present. But this part of the issue, this debate, is really off-base, and that's the problem. Who is it that does the works? Is it Christ living in a believer, or does the believer credit them to himself, that they're done through his own will power? If the latter, then the believer is judging and commending himself, looking admiringly on what he has done as his own achievement, which is self-deception. That's making oneself like God in Genesis, as Satan does, and is a product of rebellious pride.