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Its true there are two judgments, the Particular Judgment which happens to every person, both the righteous and the unrighteous, individually, right after your demise, and the General Judgment which happens to all the living and the resurrected dead, at the end of the world.

The particular judgment will be instantaneous, and some say that in the moment of death the soul is illuminated as to its own guilt or innocence and of its own initiation takes its course either to hell, or to purgatory, or to heaven. St. Paul said: "Who show the work of the law written in their hearts, their conscience bearing witness to them, and their thoughts between themselves accusing, or also defending one another, in the day when God shall judge the secrets of men by Jesus Christ (Romans 2:15-16).

So there we have, it seems to me, the Particular Judgment, with God judging the secrets of men by Jesus Christ.

St. Paul said: "Who show the work of the law written in their hearts, their conscience bearing witness to them, and their thoughts between themselves accusing, or also defending one another, in the day when God shall judge the secrets of men by Jesus Christ (Romans 2:15-16).

This is not the judgment spoken of in Rom 14:10-12; 1 Cor 3:10, 4:5; and 2 Cor 5:1-10...In this judgment there are only Christians...And none of them go to hell (or purgatory)...

Its true there are two judgments, the Particular Judgment which happens to every person, both the righteous and the unrighteous, individually, right after your demise

Nope...There is no judgment for the unrighteous (unsaved) at their demise...

Joh_3:18 He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God.

The second we're aware of sin against God, we're headed for hell...Christians however are judged the moment they are saved, and found to be just...

Joh 5:24 Verily, verily, I say unto you, He that heareth my word, and believeth on him that sent me, hath everlasting life, and shall not come into condemnation; but is passed from death unto life.

God could have written the bible like a dime store novel where every truth was layed out in a nice little package but obiously he chose not to do that...I suppose that's because he want his disciples to get immersed in the scriptures, so they miss nothing...He wants us to work at it...

2Ti 2:15 Study to shew thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth.